Product

Everything Geldarts does.

The whole product, plainly. Bank feeds and receipts in, a proper ledger underneath, MTD and VAT submitted directly to HMRC, and your data yours to take at any time.

Bank & receipts

Bank feed3 new

27 AugTfL Travel−8.40✓ Travel
28 AugStripe payout+412.19✓ Sales
29 AugScrewfix−36.75Confirm · Materials

Screwfix · −36.75

✓ Matched to transaction

Stored until 2032, as HMRC requires

Bank feeds

Geldarts connects to your bank through a regulated Open Banking provider. Transactions arrive automatically; you confirm the category; rules learn from you, so the confirming gets quicker every month.

Receipt capture

Photograph a receipt or forward it by email. It's matched to the transaction and stored for the six years HMRC requires, so the shoebox retires.

Meet Tally

app.geldarts.co.uk

TallyToday · Wednesday 3 September

14 transactions categorised
2 receipts read and matched
Duplicate check — nothing unusual
British Gas · −84.20 — office or home?
OfficeHome

Tally never files anything without you.

Reads what you give it

Photograph a receipt or forward an invoice; Tally extracts the date, total and VAT and matches it to the transaction.

Categorises with context

Suggestions come from the description, the amount and your history. You approve; Tally learns; the routine shrinks every month.

Flags what looks wrong

Tally surfaces duplicates, unusual amounts and missing receipts before they become errors in a return.

Drafts, never files

Quarterly updates and VAT returns are drafted from the ledger. Nothing goes to HMRC until you approve it, and the audit trail records what Tally did and what you approved.

Ledger & reports

app.geldarts.co.uk

Your positionMonth to 31 August

Account	Debit	Credit
Bank account	12,480.32
Trade debtors	3,210.00
Equipment	2,400.00
Trade creditors		1,865.40
VAT control		2,140.17
Sales		41,320.00
Cost of sales	18,730.25
Overheads	8,505.00
Total	45,325.57	45,325.57

Bank feed connectedQ1 update submitted · 7 Aug

A proper ledger underneath

Geldarts runs on a double-entry ledger. Every entry is reversible, nothing is deleted, and there is a full audit trail: who, what, when.

A plain-English position

What you've made, what you owe, and what's due and when — in words and figures, not a dashboard you have to interpret.

Trade and property in one account

Sole trader and landlord in one account, with property income kept separately as HMRC requires.

MTD & VAT

Q1 update6 April – 5 July

Income: 12,410.00
Expenses: 3,867.20

Submitted to HMRC7 August, 09:12

Making Tax Digital for Income Tax

Digital records, the four quarterly updates and the final declaration, submitted directly to HMRC. Built to HMRC's Making Tax Digital requirements.

VAT returns

Standard, cash accounting and flat rate schemes. Returns are prepared from the ledger and submitted directly to HMRC.

Security & data

Your data, treated seriously

UK-hosted, encrypted in transit and at rest, backed up daily.

Yours to take

Export everything, any time, in standard formats. Close the account and your records go with you.

Support

Support from the person who built it

Email support answered by the developer, not a ticket queue. Help moving off a spreadsheet or another product is part of getting started.

Room for your accountant

On the Company plan, your accountant or bookkeeper gets their own login. On every plan, exports give them what they need in standard formats.

Geldarts keeps records and submits returns; it does not give tax, accounting or legal advice. Bank connections run through a regulated Open Banking provider — Geldarts never holds your bank login.

Start with a month on us.

Request an account, connect your bank, and see where you stand. The first month is free and there's no card to enter.

Get started

or email ryan@geldarts.co.uk