Making Tax Digital for Income Tax begins April 2026 — Geldarts is ready now. First month free
Bookkeeping and Making Tax Digital software for UK sole traders, landlords and small companies.Tally, the built-in AI, does the routine — categorising, matching, drafting — and nothing files without you.
From £6 a month. First month free.
| Account | Debit | Credit |
|---|---|---|
| Bank account | 12,480.32 | |
| Trade debtors | 3,210.00 | |
| Equipment | 2,400.00 | |
| Trade creditors | 1,865.40 | |
| VAT control | 2,140.17 | |
| Sales | 41,320.00 | |
| Cost of sales | 18,730.25 | |
| Overheads | 8,505.00 | |
| Total | 45,325.57 | 45,325.57 |
Screwfix · −36.75
✓ Matched to transaction
Stored until 2032, as HMRC requires
£6
a month, to start
4
quarterly updates a year, submitted direct
6 yrs
of receipts, stored as HMRC requires
£0
to try it — first month free, no card
Who it's for
Quarterly MTD updates become the rule for many sole traders from April 2026. Geldarts keeps the digital records and submits them when they're due.
Rental income and expenses by property, mortgage interest recorded correctly, and property income kept separate as HMRC requires.
A proper ledger, VAT returns and a clear position, without paying for features you'll never open.
Photograph receipts from the van and they're matched, categorised and stored. The books build themselves as you work.
Payouts reconciled to sales, fees and refunds, so VAT is right and margins are real.
A spreadsheet stops counting as digital records under MTD. Geldarts is the smallest sensible step up, and moving across is part of getting started.
Meet Tally
Transactions arrive from the bank feed and Tally categorises them from context and your history. Receipts are read — date, total, VAT — and matched. Anything odd, a duplicate or an unusual amount, Tally flags before it becomes an error.
You review a short list, answer the odd question, and approve. Tally drafts the quarterly update and the VAT return from the ledger; nothing files without you, and the audit trail records what Tally did and what you approved.
Named for the tally sticks that kept England's accounts for six centuries.
Your bank
Accounts and cards, read-only
Geldarts
Tally · ledger · receipts · VAT
HMRC
Updates and returns, submitted direct
Inside the product
The bank feed brings them in; you confirm the category once.
“Screwfix” Materials
✓ Applied to 12 earlier transactions
Tally applies it from now on
One confirmation becomes a rule; the confirming gets quicker every month.
Screwfix · −36.75
✓ Matched to transaction
Stored until 2032, as HMRC requires
Photograph or forward a receipt and it finds its transaction, stored for six years.
Making Tax Digital
From April 2026, anyone self-employed or letting property with income over £50,000 has to keep digital records and send HMRC an update every quarter. From April 2027 the threshold falls to £30,000.
That's four submissions a year instead of one, on deadlines that don't move. In Geldarts the records are already digital and Tally drafts each update from the ledger — you review, confirm, and it goes.
What MTD means for youCapabilities
Through a regulated Open Banking provider, read-only.
Photograph or forward; Tally extracts date, total and VAT.
Tally suggests from context and your history; you approve.
Every correction teaches Tally; the routine shrinks.
Tally surfaces duplicates and odd amounts early.
Reversible entries, nothing deleted, full audit trail.
Quarterly updates and the final declaration, direct to HMRC.
Standard, cash accounting and flat rate schemes.
What you've made, what you owe, what's due and when.
Everything, any time, in standard formats.
Their own login on Company; exports on every plan.
Answered by the person who built it.
Pricing
The books and the quarterly updates.
£6/ month
One sole trader or one landlord.
Trade and property together, and VAT.
£9/ month
Sole trader and landlord, or multiple properties.
The books for a small limited company.
£15/ month
One limited company.
First month free. Cancel any time. No card needed to start. Export your data whenever you like.
Compared
| Geldarts | A spreadsheet | The big packages | |
|---|---|---|---|
| Built for | One-person businesses | You, alone | Growing teams and finance departments |
| MTD digital records | Yes | Not on its own | Yes |
| Submits to HMRC | Included | Needs bridging software | Included |
| Feature set | The ones you'll actually use | Whatever you build | Hundreds of features |
| Price | £6–£15 a month, flat | Free, until the rules change | Tiered, rises with add-ons |
Request an account, connect your bank, and see where you stand. The first month is free and there's no card to enter.
